Prudential Financial companies serve individual and institutional customers worldwide and include The Prudential Insurance Company of America, one of the largest life insurance companies in the U.S. These companies offer a variety of products and services, including life insurance, property and casualty insurance, mutual funds, annuities, pension and retirement related services and administration, asset management, securities brokerage, banking and trust services, real estate brokerage franchises, and relocation services.

With respect to life insurance underwriting, Prudential seems to lean towards the liberal side. Not only can people slightly overweight qualify for their Preferred Non-Tobacco risk classification, but also non cigarette tobacco users. Add to this the XPress Application and our own underwriting team working exclusively with Insurance Designer affiliated agencies and it's clear to see why Prudential Financial is one of our preferred carriers.

Prudential is extremely competitive in the Preferred Risk marketplace. If you have someone that has smoking any form of tobacco other than Cigarettes, they can qualify for Preferred Non-Tobacco rates. And, if they smoke cigars, but no nicotine shows up in the urine, they can even qualify for preferred best. In addition to this, their height and weight guidelines are extremely liberal as you can see by clicking the link below. Finally, when it comes to Foreign Travel, no one can touch them. Click on Foreign Travel and see where your clients can travel to and still get Preferred rates.

Physical Address:
2101 Welsh Road, Dresher PA 19025

Toll-Free Numbers:
New Business: 800-286-7745
Existing Business: 800-782-5356
General Fax: 800-416-5022

Direct link to web site: www.pruexpress.com
Direct link to Prudential's interactive web site: Click Here

Prudential's Build & Preferred Risk Chart
Prudential's Liberal Underwriting Chart (for specific risk factors)